Yes, there are some options to stopping a foreclosure in Atlanta Georgia!If you are not eligible for a "Making Home Affordable Program", your mortgage company or financial advisor may suggest other options that could be available to you. Some alternatives are:
- Forbearance: When you agree with your mortgage company on a forbearance agreement, you pay a portion of your regular payment or even no payment at all for a certain period of time. At the end of the forbearance period, you will make regular payments as well as an additional amount to pay off the past-due amount.
- Repayment Plan: If you have missed payments, your mortgage company may be able to help you catch up by creating a schedule for repaying the past-due amounts.
Of course this requires that you have a steady source of income and a qualifying credit score. In the current economic situation, that is for many people not the case. However, if you cannot afford your home anymore, you may need to sell the home and move to more affordable housing. This means you have to give up your home, but with appropriate and timely help you may still be able to avoid foreclosure. We can help you, the sooner you call us, the more options are available to you! Some options that might be available to you and we can help you with: Pre-foreclosure or Short Sale: If you cannot sell your home for the amount necessary to pay off the mortgage loan, ask about a pre-foreclosure or “short” sale. In certain situations, the servicer may be willing to accept a payoff amount less than what you owe on the mortgage balance. We will take care of all the complicated and confusing paperwork for you! Our experienced specialist will explain everything in detail to you. Deed-in-lieu of Foreclosure:,If you cannot sell your home, your mortgage company may allow you to voluntarily transfer the deed to the property to the mortgage company. We are able to buy your house in a short period of time, in any price range and in any condition! Most of the times we are able to prevent the foreclosure. If you are not able to reach your mortgage company, the company is not willing or able to help or you are not yet delinquent but think you may be unable to make future payments, contact www.YourDomainName.com. Our experienced specialists can help you consider the best plan of action for your situation. We can help! Contact us today for a free consultation. |
